Payment Policies

We are out-of-network providers and do not bill insurance plans, Medicare/Medicaid, or Tricare directly. However, clients with out-of-network benefits may be eligible for reimbursement, depending on their insurance plan.

We recommend contacting your insurance provider before scheduling an appointment to understand their out-of-network mental health service policies, including coverage percentages, claim submission procedures, and
applicable deductibles.

Reimbursement decisions are made by your insurance provider. We will provide a Super Bill after your sessions for you to submit to your insurer, but we cannot control the reimbursement process or outcomes. [Please note that educational services are not considered healthcare and therefore not reimbursable by insurance.]

Standard Fees

Mental Health Services:

• Initial diagnostic evaluation: $200
• Individual psychotherapy: $200 per session
• Family/Couple therapy: $200 per session
• Mental health record review and writing: $200 per hour

Educational Advocacy Services:

• Educational services: $160 per hour
• Report, letter, and email writing: $160 per hour
• Direct representation: $160 per hour

We are committed to making therapy accessible and financially transparent. If you have any questions or need financial accommodations, please feel free to reach out.

Disclaimer:

As of January 1, 2022, the No Surprises Act was enacted to protect clients from unexpected medical and mental health care costs. As a Licensed Clinical
Social Worker (LCSW) in private practice, I believe in transparency, ensuring that you have a clear understanding of the costs of therapy before beginning
services.

Your Rights Under the No Surprises Act

• Right to a Good Faith Estimate (GFE): If you are uninsured or choosing not to use insurance for services, you are entitled to a Good Faith Estimate of the expected costs for therapy.
• Clear and Predictable Fees: You will receive an estimate of the cost of services in advance. While actual costs may vary depending on the length and frequency of treatment, I will work with you to ensure affordability and transparency.
• No Surprise Billing: If you receive a bill for significantly more than your Good Faith Estimate, you have the right to dispute the charges through the U.S. Department of Health & Human Services (HHS).

What to Expect from a Good Faith Estimate

Before starting therapy, you will receive a written Good Faith Estimate that outlines:

• The cost per session (e.g., individual therapy, family therapy) $200 for Elizabeth Wilkins-McKee, LCSW and Laura Kelloway, LCSW
• The anticipated number of sessions based on your needs, typically minimum of 8 3 12, reevaluated during each session
• Any additional costs for services (e.g., assessments, consultations)
• A timeframe for reevaluating treatment plans and costs. Treatment planning is done on an ongoing basis during each session. Should there be a change in your rate you will be notified.

This estimate does not obligate you to a specific number of sessions, and therapy can be adjusted based on your evolving needs.

What This Means for You

• You will not receive unexpected or excessive bills.
• You do not have to commit to all estimated sessions upfront.
• You have the right to a revised estimate if your treatment plan changes.
• If your actual costs exceed your estimate by more than $400, you have the right to dispute the charges.